Mortgage Solutions

Our Services

Protection Services

Planning ahead can provide invaluable reassurance for you and your loved ones.

No one likes to think about the unexpected, but planning ahead can provide invaluable reassurance for you and your loved ones. Life insurance offers financial security and peace of mind during life’s most difficult moments. Mortgage life insurance is designed with a clear purpose; to help repay any outstanding mortgage in the event of your death, ensuring your family can remain in their home and maintain financial stability.

Key Benefits of Life Insurance:

Financial Protection - Helps your family maintain their lifestyle, cover childcare costs and manage outstanding debts.

Terminal Illness Cover - Many policies allow an early payout if diagnose with a terminal illness (typically with less that 12 months to live).

Estate Planning - Helps to cover funeral expenses or inheritance tax when structures appropriately (e.g. via a trust).

Peace of Mind - Gives you confidence that your loved ones won’t face financial hardship in your absence.

Critical Illness Cover

We work with a wide range of trusted insurers, allowing us to compare policies and find the most suitable cover at competitive rates. Every provider is different; some policies cover 50+ conditions whilst others offer more limited protection. Common conditions typically include:

Cancer

Heart attack

Stroke

Multiple sclerosis

Parkinson’s disease

Major organ transplant

Kidney or heart failure

Disabilities impacting daily living

Enhanced policies may also include children’s cover or partial payouts for less severe conditions. We will carry out a full assessment of your needs and budget to recommend the right level of protection, always offering clear, transparent, and unbiased advice.

Income Protection

Income protection insurance provides regular income if you are unable to work due to illness or injury. Unlike life or critical illness cover, it pays out monthly, helping you maintain your lifestyle whilst you recover.

Key Features Include:

Payments can continue until you return to work or reach retirement (depending on your policy)

Flexible deferral periods

Options for short-term or long-term payouts based on your needs and budget

This type of cover—also known as permanent health insurance—offers essential financial support when you need it most.

Home Insurance

Your home is one of your most valuable assets, and protecting it is essential.

Buildings insurance covers the structure of your property, including walls, roof, windows and permanent fixtures such as kitchens and bathrooms. This is typically required by mortgage lenders.

Contents insurance protects your personal belongings including furniture, clothing and electronics.

You can choose separate policies or combine both for comprehensive protection.

Jason Dhesi Mortgage Solutions are not authorised to provide advice on Home Insurance this will be referred to our trusted third-party adviser.

Landlord Insurance

If you own a rental property, having the right insurance is crucial to protecting both your investment and your rental income.

We will provide tailored advice based on a thorough review of your property and circumstances, helping you to secure appropriate cover at a competitive price. As always, our approach is transparent, impartial and focused entirely on your individual needs

Ready to discuss your protection needs?

Get clear, personal advice tailored to your circumstances.

Book a Consultation